Disclaimer: This is not financial advice. All recommendations are for educational purposes only. Always do your own research and consult with a financial advisor before investing.
Investor Style Philosophy
Value-Focused (Conservative)
Philosophy: "Price is paramount. Never overpay, even for quality."
Inspired by: Benjamin Graham, Warren Buffett's early years
Key Principles:
Focus on margin of safety - buy well below intrinsic value
Heavy emphasis on valuation metrics (P/E, P/B ratios)
Prefer buying in lower 40% of 52-week range
Conservative entry timing matters more than company quality
Best for: Value stocks, cyclicals, mature companies
Scoring Focus:
• P/E vs Sector Average (heavy weight)
• 52-Week Position (penalizes buying near highs)
• Growth metrics (moderate weight)
• Technical trend (light weight)
Quality Growth (Modern)
Philosophy: "Quality compounds over time. Pay fair prices for exceptional businesses."
Inspired by: Peter Lynch, Modern Buffett, Philip Fisher
Key Principles:
Focus on business quality - ROE, margins, cash generation
Use PEG ratio (P/E relative to growth) instead of absolute P/E
Accept higher valuations for exceptional quality
10-year holding period minimizes entry timing importance
Best for: Tech growth, platform companies, market leaders
Scoring Focus:
• Free Cash Flow Margin (heavy weight)
• Return on Equity / Operating Margins (heavy weight)
• PEG Ratio instead of P/E (rewards growth)
• 52-Week Position (lighter penalty)
• Quality consistency over time
Which Should You Choose?
Value-Focused: Better for traditional industries (banks, industrials, utilities) or when market is overheated. Quality Growth: Better for tech/platform companies (GOOGL, MSFT, META) with strong competitive moats.